Business Owners Insurance (BOP)

Smart Protection for Your Small Business

Running a small business takes dedication, hard work, and smart planning—and that includes making sure you have the right insurance in place. At Paris Insurance Group, we specialize in helping small to mid-sized business owners protect what they’ve built with affordable, customized Business Owners Insurance (BOP) policies.

As a local, independent insurance agency, we don’t work for one insurance company—we work for you. That means we can shop multiple top-rated insurance carriers, compare pricing and coverage options, and help you find the best business insurance policy to match your specific needs and budget.

What Is Business Owners Insurance (BOP)?

A Business Owners Policy (BOP) combines several essential coverages into one convenient and cost-effective insurance package. Designed specifically for small and mid-sized businesses, a BOP includes property insurance, general liability insurance, and business interruption insurance—helping to protect your physical assets, your income, and your business from lawsuits or unexpected losses. BOPs are ideal for many types of businesses, including retail shops, restaurants, professional offices, service providers, and more.

What Does Business Owners Insurance (BOP) Cover?

A BOP typically includes:

• Property Insurance – Covers your building (if owned), equipment, inventory, and other physical assets against damage or loss from fire, theft, storms, and more.
• General Liability – Protects your business if someone is injured at your location or if you’re found legally responsible for damage to someone else’s property.
• Business Interruption Insurance – Helps cover lost income and operating expenses if your business has to temporarily close due to a covered event.

Optional coverages can also be added, including cyber liability, professional liability, equipment breakdown, employee dishonesty, and more.

What Else Should You Know About BOP Insurance?

Every small business is different. That’s why cookie-cutter coverage doesn’t work. Working with Paris Insurance Group means you get a policy that’s tailored to your specific risks and industry. And because we’re local, we understand the unique needs of Central Indiana businesses—from regional weather risks to state-specific insurance regulations.

Our expert agents will walk you through coverage options, explain policy limits, and recommend the best protections based on your business operations and goals. Plus, we’re here to review your coverage annually and shop for better rates or updated protection as your business evolves.

Indiana Business Insurance You Can Count On

Get the right business insurance coverage at the right price! We represent the top-rated insurance companies in Indiana. Let us shop multiple insurance companies, compare pricing and coverage options, and help you find the best business insurance policy for your needs and budget. Located in Westfield, we offer business insurance coverage throughout Central Indiana including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state of Indiana from our Westfield location.

Protect Your Business with Confidence. Let Paris Insurance Group be your trusted partner in protecting your small business. With local expertise, personalized service, and access to multiple insurance companies, we make it easy to get the right coverage at the right price. Contact us today for a free quote or consultation on Business Owners Insurance.