Affordable, Local Coverage You Can Count On
When it comes to protecting your home or business, many people assume their standard insurance policy covers everything—but flood damage is almost always excluded. Whether you live near the coast, a river, or in an area that rarely sees heavy rain, flooding can happen anywhere and to anyone. That’s where flood insurance comes in.
At Paris Insurance Group, we’re your trusted local, independent insurance agency. We provide affordable, customized flood insurance solutions backed by expert advice and personalized service. Because we’re independent, we work with multiple insurance carriers to compare pricing and coverage options to help you find the best policy for your needs and budget.
Flood insurance protects your property from damage caused by rising water from heavy rain, hurricanes, storm surges, melting snow, or blocked storm drainage systems. It’s available through the National Flood Insurance Program (NFIP) and private insurers, and is often the only way to recover from flood-related losses.
Unlike water damage from a burst pipe, flood damage is defined as a general and temporary condition of partial or complete inundation of two or more acres or two or more properties.
Flood insurance generally covers two areas:
Coverage limits are typically up to $250,000 for building and $100,000 for contents under the NFIP, but private flood insurance options may offer higher limits.
Flooding is the most common and costly natural disaster in the U.S.—and yet many homeowners and business owners remain unprotected. Even if you're not in a high-risk zone, you could still be vulnerable.
*Information from floodsmart.gov
When you work with Paris Insurance Group, you’re not just another policy number. We’re a local, independent agency that takes the time to understand your unique risks. Our licensed agents shop multiple carriers, provide expert advice, and help you navigate both NFIP and private flood insurance options—so you get the right protection at the best possible price.
Don’t Let Flooding Catch You Off Guard. Located in Westfield, Paris Insurance offers flood insurance coverage throughout Central Indiana, including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state of Indiana from our Westfield office.
Get the Right Flood Insurance Today - Contact Paris Insurance Group to get a free flood insurance quote and safeguard your property from unexpected water damage.
Insurance solutions customized for you.
Paris Insurance Group is an independent insurance agent that provides customized solutions for your personal property, business, and vehicle insurance needs, including homeowners insurance, car insurance, business insurance, and more. Located in Westfield, on the Northside of Indianapolis, we provide insurance services throughout Central Indiana and the entire state including Carmel, Noblesville, Fishers, Zionsville, Whitestown, Brownsburg, Hamilton County, and surrounding areas.
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