Many people who decide to rent their residential property believe that their Homeowner’s insurance will cover their property in the event of an accident or other damaging event. But, in fact, just the opposite is true. Most Homeowner policies only apply to owner-occupied homes which is just as it sounds: the owner of the property must live in the residence. As soon as you decide to rent your residential property to someone else, that Homeowner policy no longer provides coverage. This is when a Landlord insurance policy becomes a necessity. While Landlord insurance and Homeowner insurance policies are similar, there are some key differences to note:
The best way to understand all of the options associated with a Landlord insurance policy is to ask a licensed agent in our office. We can assist you with assessing your insurance needs and provide you with some quotes from several of the top insurance companies.
Our licensed staff is ready to help you get multiple Landlord Insurance quotes. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.
Paris Insurance Group is an independent insurance agent that provides customized solutions for your personal property, business, and vehicle insurance needs, including homeowners insurance, car insurance, business insurance, and more. Located in Westfield, on the Northside of Indianapolis, we provide insurance services throughout Central Indiana and the entire state including Carmel, Noblesville, Fishers, Zionsville, Whitestown, Brownsburg, Hamilton County, and surrounding areas.
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