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Vacant Property Insurance

Protecting What Matters—Even When It's Empty

At Paris Insurance Group, we understand that life happens—whether you're in between tenants, selling a property, remodeling, or managing an estate. If your home or building is sitting unoccupied, a standard homeowners or commercial policy may not provide coverage if something goes wrong. That’s where vacant property insurance steps in.

As your local, independent insurance agency, we offer customized vacant home insurance solutions tailored to your needs. Our expert team works with multiple top-rated insurance companies to shop and compare the best policies—so you get the right coverage at the right price, without the guesswork.

What Is Vacant Property Insurance?

Vacant property insurance is a specialized policy designed to protect homes, buildings, or commercial spaces that are unoccupied for an extended period, typically 30 to 60 days or more. Unlike standard property insurance, these policies account for the increased risks associated with vacancy—like vandalism, theft, fire, or undetected damage.

Vacant insurance typically covers:

  • Property damage from covered perils (fire, wind, hail, etc.)
  • Vandalism or theft
  • Liability in case of injury on the property
  • Optional coverage for renovations or structural updates

Whether it’s a residential home awaiting sale, a rental between tenants, or a commercial building being renovated, vacant property insurance helps keep your investment safe.

Why Should You Have Vacant Property Insurance?

An unoccupied property is more vulnerable to damage, theft, and liability claims—yet most standard insurance policies exclude or limit coverage once the property becomes vacant. That means a claim could be denied if your property is sitting empty without the right insurance in place.

Vacant property insurance ensures your property is protected, so you’re not left paying out of pocket for costly repairs or legal issues. It’s a smart investment that gives you peace of mind while your property is in transition.

Why Work with Paris Insurance Group?

At Paris Insurance Group, we’re proud to be local, independent, and client-focused. We don’t just sell policies—we build relationships. Our team takes the time to understand your situation, explain your options, and help you find the best vacant property insurance coverage for your needs and budget.

Because we’re independent, we can shop and compare policies from multiple insurance carriers, saving you time and helping you get better value.

Indiana Vacant Property Insurance You Can Trust

Let us help protect your empty property. Located in Westfield, Paris Insurance offers vacant property insurance coverage throughout Central Indiana, including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state of Indiana from our Westfield office.

Get the Right Property Insurance Today - Contact Paris Insurance Group today for a free quote on vacant property insurance—and gain peace of mind knowing your investment is covered, even when it’s unoccupied.

Local. Trusted. Independent.

Insurance solutions customized for you.

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Paris Insurance Group is an independent insurance agent that provides customized solutions for your personal property, business, and vehicle insurance needs, including homeowners insurance, car insurance, business insurance, and more. Located in Westfield, on the Northside of Indianapolis, we provide insurance services throughout Central Indiana and the entire state including Carmel, Noblesville, Fishers, Zionsville, Whitestown, Brownsburg, Hamilton County, and surrounding areas.

Contact Us

202 Penn Street, Westfield, Indiana 46074
Support & Sales: (317) 719-0816
Working Time: Mon–Fri: 9am–5pm

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