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Home Insurance

Homeowners Insurance That Protects What Matters Most

Your home is likely your biggest investment—protecting it shouldn’t be complicated. At Paris Insurance Group, we help you find the right homeowners insurance to fully protect your home, belongings, and peace of mind.

Not all policies are created equal. That’s why working with a local, independent insurance agent makes a difference. We’re not tied to one carrier—we shop multiple top-rated insurance companies to compare coverage and pricing. The result? You get the best home insurance policy for your needs and budget.

Types of Home Insurance Coverage

Most lenders require homeowners insurance, but you have options:

  • Actual Cash Value (ACV): Covers your home and belongings after depreciation. It’s more affordable but may leave gaps in rebuilding costs.
     
  • Replacement Cost: Covers the full cost to repair or replace your home and belongings, without depreciation.
     
  • Guaranteed Replacement Cost: Offers the highest protection—even if rebuilding exceeds your policy limit.

A standard policy typically covers the structure, personal belongings, and liability if someone is injured on your property. But many homeowners benefit from optional endorsements or riders that extend coverage. Common add-ons include:

  • Jewelry or high-value item riders
  • Water backup coverage
  • Inflation protection

Why Choose an Independent Agent?

Paris Insurance Group represents the top-rated insurance companies in Indiana. Because we’re an independent insurance agent we can shop multiple insurance companies, compare pricing and coverage options, and help you find the the best home insurance policy for your needs and budget.

Indiana Home Insurance You Can Count On

At Paris Insurance, we don’t believe in cookie-cutter policies. We take time to understand your home, your assets, and your risks. Then, we compare quotes from multiple insurance carriers to customize the right policy for you—without the pressure. Located in Westfield, we offer homeowners insurance coverage throughout Central Indiana, including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state from our Westfield location.

Ready to Protect Your Home? Contact us today for a free quote and let us help you find homeowners insurance that fits your needs.

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Paris Insurance Group is an independent insurance agent that provides customized solutions for your personal property, business, and vehicle insurance needs, including homeowners insurance, car insurance, business insurance, and more. Located in Westfield, on the Northside of Indianapolis, we provide insurance services throughout Central Indiana and the entire state including Carmel, Noblesville, Fishers, Zionsville, Whitestown, Brownsburg, Hamilton County, and surrounding areas.

Contact Us

202 Penn Street, Westfield, Indiana 46074
Support & Sales: (317) 719-0816
Working Time: Mon–Fri: 9am–5pm

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