Personal Umbrella Insurance

Extra Protection for Life’s Unexpected Moments

At Paris Insurance Group, we know that life can be unpredictable. One major accident, lawsuit, or liability claim could exceed the limits of your auto, home, or boat insurance—and leave your finances at serious risk. That’s why we offer Personal Umbrella Insurance—an affordable way to protect your savings, assets, and future.

As your local, independent insurance agent, we’re here to make the process simple. We shop and compare policies from multiple top-rated insurance companies to find the best umbrella and liability insurance coverage for your specific needs and budget.

What Is a Personal Umbrella Insurance Policy?

A personal umbrella policy is a type of liability insurance that provides extra protection above and beyond the limits of your existing policies—like auto, homeowners, renters, or boat insurance. Think of it as a financial safety net.

If you’re found liable for damages that exceed your primary coverage, your umbrella policy steps in to cover the remaining costs. This can include legal fees, medical bills, or settlement amounts.

Personal umbrella insurance is especially valuable for:

• Homeowners and landlords
• Drivers with teen drivers on their policy
• Boat and RV owners
• Anyone with significant assets or future income to protect

What Does Personal Umbrella Liability Insurance Cover?

Umbrella insurance is designed to protect you from major claims and lawsuits that could otherwise cause financial hardship. It typically covers:

• Bodily injury liability: If someone is injured in a car accident you caused, or on your property
• Property damage liability: If you’re held responsible for damaging someone else’s property
• Personal injury liability: Protection against lawsuits involving slander, libel, or defamation
• Legal defense costs: Attorney fees and court expenses, even if you’re not found liable
• Worldwide coverage: Protection that follows you—even outside the U.S.

Best of all, umbrella coverage is surprisingly affordable, especially for the amount of protection it offers—often in increments of $1 million or more.

Why Choose Paris Insurance Group?

At Paris Insurance Group, we believe insurance should fit your life—not the other way around. We’re proud to be:

• Local – Right here when you need us, with personalized service and real conversations.
• Independent – We represent multiple insurance carriers, not just one.
• Focused on you – We work to understand your needs and help you compare coverage and pricing to find the right umbrella policy for your situation.

Indiana Personal Umbrella Insurance

Don’t let one accident drain a lifetime of savings. Talk to Paris Insurance first. Located in Westfield, we offer personal umbrella insurance coverage throughout Central Indiana, including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state of Indiana from our Westfield office.

Protect Your Future - Let the team at Paris Insurance Group help you build an extra layer of protection with a personal umbrella insurance policy. Contact us today for a free quote and expert guidance.