Inland Marine Insurance

Specialized Protection for the Things That Move Your Business

At Paris Insurance Group, we understand that not all property stays in one place. If your business involves equipment, tools, or valuable goods that move from location to location, a standard commercial property policy may not be enough. That’s where Inland Marine Insurance comes in.

As a local, independent insurance agency, we work for you—not an insurance company. That means we shop and compare policies from multiple top-rated carriers to find the right coverage at the right price, tailored to your needs and budget.

What Is Inland Marine Insurance?

Despite the name, Inland Marine Insurance has nothing to do with boats. It was originally designed to cover goods in transit over land. Today, it provides coverage for high-value mobile property, equipment, or tools that aren't always stored at your primary business location. If your business moves, transports, installs, or stores equipment off-site—or operates at multiple job locations—this coverage is a must.

Common Types of Inland Marine Insurance Coverage

Inland Marine policies can be customized based on your industry. Common types of coverage include:

• Contractor’s Equipment – Covers tools, machinery, and mobile equipment used at different job sites.
• Builder’s Risk – Protects materials, equipment, and structures during the construction process.
• Installation Floater – Covers property you’re installing at a client’s site, such as HVAC units or cabinetry.
• Bailee’s Coverage – Protects customer property in your care (ideal for repair shops or dry cleaners).
• Transportation Coverage – Covers goods being shipped or transported between locations.

What Do You Need to Know About Inland Marine Insurance?

Not all Inland Marine policies are created equal. Factors like the type of property, where it's stored, how it's used, and its value will affect both your coverage needs and premium. Many business owners are surprised to find their general property or liability policy doesn't cover off-site damage or theft.

That’s why working with an independent agent like Paris Insurance Group is so important. We’ll review how your business operates and help you choose the right Inland Marine coverage to protect your tools, materials, and equipment—whether they’re in transit, in storage, or on the job.

Westfield Agent for Inland Marine Insurance

Don’t leave your valuable tools and equipment at risk. If you think your business could benefit from an inland marine insurance policy, talk to a Paris Insurance Group agent today. We’ll help you find a plan that is right for your budget and business. Located in Westfield, we offer business and inland marine insurance coverage throughout Central Indiana, including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state of Indiana from our Westfield office.

Contact Paris Insurance Group today to request a quote and explore your Inland Marine insurance options. We’ll make sure you get smart, affordable coverage—backed by the personal service you deserve.