Condo Insurance

Tailored Protection for Condo Owners

Owning a condo is a smart investment—but protecting it requires the right kind of insurance. Unlike homeowners insurance, condo insurance works in tandem with your condo association’s master policy. That’s why it’s important to understand what’s covered by your association and what needs to be protected by you.

At Paris Insurance Group, we help condo owners find the right insurance solutions—affordable, customized, and backed by expert advice. As a local, independent insurance agency, we shop multiple top-rated carriers to compare pricing and coverage options, ensuring you get a policy that fits your needs and your budget.

What Is Condo Insurance?

Condo insurance, also known as HO-6 insurance, is designed to cover what’s inside your unit. While your condo association’s policy (called the master policy) generally covers the exterior of the building and common areas, it often doesn’t cover interior walls, personal property, or personal liability.

That’s where condo insurance comes in. It bridges the gap between what your condo association covers and what you’re responsible for as a unit owner—offering financial protection and peace of mind.

What Does Condo Insurance Cover?

A standard condo insurance policy typically includes:

• Interior Structures - Covers fixtures, flooring, cabinetry, and interior walls—anything that isn’t part of the condo association’s master policy.
• Personal Property - Protects your belongings such as furniture, electronics, clothing, and appliances against risks like fire, theft, or water damage.
• Liability Protection - Covers legal expenses and medical bills if someone is injured in your unit or if you’re responsible for accidental damage to another unit.
• Loss of Use / Additional Living Expenses - Pays for temporary living expenses if you can’t stay in your condo due to a covered claim.
• Loss Assessment Coverage - Helps pay your share of damages or injuries in shared areas if your condo association issues a special assessment.

Optional endorsements can also extend coverage for valuable items like jewelry or fine art.

Why Choose Paris Insurance Group?

As a local, independent insurance agency, Paris Insurance Group puts your best interest first. We take the time to understand your condo, your lifestyle, and your needs. Then, we shop multiple insurance companies to find the best coverage at a competitive price.

With personalized service, expert guidance, and local insight, we make protecting your condo simple and stress-free.

Indiana Condo Insurance You Can Trust

Protect What You Love, Without Paying Too Much.  Located in Westfield, Paris Insurance offers condo insurance coverage throughout Central Indiana, including Indianapolis, Carmel, Noblesville, Fishers, Zionsville, Whitestown, and Brownsburg. We're also proud to serve the entire state of Indiana from our Westfield office.

Get the Right Condo Insurance Today - Let’s find a policy that protects your space—and everything that makes it home. Contact Paris Insurance Group today for a free, no-obligation condo insurance quote.